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	<pubDate>Tue, 22 Apr 2008 13:36:30 +0000</pubDate>
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		<title>Buy-to-let question</title>
		<link>http://yourmortgageandremortgage.wordpress.com/2008/04/22/buy-to-let-question/</link>
		<comments>http://yourmortgageandremortgage.wordpress.com/2008/04/22/buy-to-let-question/#comments</comments>
		<pubDate>Tue, 22 Apr 2008 13:35:41 +0000</pubDate>
		<dc:creator>Pauline McCallion</dc:creator>
		
		<category><![CDATA[Remortgages]]></category>

		<category><![CDATA[credit crunch]]></category>

		<category><![CDATA[fixed rate mortgages]]></category>

		<category><![CDATA[broker]]></category>

		<category><![CDATA[buy]]></category>

		<category><![CDATA[Buy to Let]]></category>

		<category><![CDATA[lender]]></category>

		<category><![CDATA[mortgage]]></category>

		<category><![CDATA[product]]></category>

		<category><![CDATA[property]]></category>

		<category><![CDATA[rent]]></category>

		<guid isPermaLink="false">http://yourmortgageandremortgage.wordpress.com/?p=48</guid>
		<description><![CDATA[Hello Pauline,
I have a property at the moment and so does my partner, we want to buy a place together but think it’s a shame to sell either one and would like to rent out (plus our current deals are good for the next 3 years at 4.99% and we would have redemption penalties if [...]]]></description>
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		<item>
		<title>Getting a mortgage in the current economic climate</title>
		<link>http://yourmortgageandremortgage.wordpress.com/2008/04/03/getting-a-mortgage-in-the-current-economic-climate/</link>
		<comments>http://yourmortgageandremortgage.wordpress.com/2008/04/03/getting-a-mortgage-in-the-current-economic-climate/#comments</comments>
		<pubDate>Thu, 03 Apr 2008 14:36:47 +0000</pubDate>
		<dc:creator>Pauline McCallion</dc:creator>
		
		<category><![CDATA[100% mortgages]]></category>

		<category><![CDATA[Mortgage brokers]]></category>

		<category><![CDATA[Mortgage comparisons]]></category>

		<category><![CDATA[Remortgages]]></category>

		<category><![CDATA[credit crunch]]></category>

		<category><![CDATA[fixed rate mortgages]]></category>

		<category><![CDATA[100%+]]></category>

		<category><![CDATA[Base Rate]]></category>

		<category><![CDATA[best buy]]></category>

		<category><![CDATA[broker]]></category>

		<category><![CDATA[lender]]></category>

		<category><![CDATA[mortgage]]></category>

		<category><![CDATA[product]]></category>

		<category><![CDATA[withdraw]]></category>

		<guid isPermaLink="false">http://yourmortgageandremortgage.wordpress.com/?p=47</guid>
		<description><![CDATA[
As two more lenders pull competitive mortgage deals from the market, what is the outlook for UK borrowers?
Earlier this week, HSBC-owned internet bank First Direct announced that new customers would no longer be able to apply for its products. It blamed a spike in demand and said it was making the move in order to [...]]]></description>
		<wfw:commentRss>http://yourmortgageandremortgage.wordpress.com/2008/04/03/getting-a-mortgage-in-the-current-economic-climate/feed/</wfw:commentRss>
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		<item>
		<title>Tax question - CGT</title>
		<link>http://yourmortgageandremortgage.wordpress.com/2008/03/17/tax-question-cgt/</link>
		<comments>http://yourmortgageandremortgage.wordpress.com/2008/03/17/tax-question-cgt/#comments</comments>
		<pubDate>Mon, 17 Mar 2008 16:45:50 +0000</pubDate>
		<dc:creator>Pauline McCallion</dc:creator>
		
		<category><![CDATA[Buy to Let]]></category>

		<category><![CDATA[Buy to let taxes]]></category>

		<category><![CDATA[House prices]]></category>

		<category><![CDATA[CGT]]></category>

		<category><![CDATA[mortgage]]></category>

		<category><![CDATA[property]]></category>

		<category><![CDATA[tax]]></category>

		<guid isPermaLink="false">http://yourmortgageandremortgage.wordpress.com/?p=46</guid>
		<description><![CDATA[Dear Pauline,
I have a quick question on capital gains tax and was wondering if I could tap your knowledge a bit. I have a buy-to-let flat and have been having a  tenant for the past year . It&#8217;s valued at £200,000, but I have a mortgage on it of £100,000. I bought it for £50,000 [...]]]></description>
		<wfw:commentRss>http://yourmortgageandremortgage.wordpress.com/2008/03/17/tax-question-cgt/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Facing your financial fears</title>
		<link>http://yourmortgageandremortgage.wordpress.com/2008/03/06/facing-your-financial-fears/</link>
		<comments>http://yourmortgageandremortgage.wordpress.com/2008/03/06/facing-your-financial-fears/#comments</comments>
		<pubDate>Thu, 06 Mar 2008 11:45:31 +0000</pubDate>
		<dc:creator>Pauline McCallion</dc:creator>
		
		<category><![CDATA[100% mortgages]]></category>

		<category><![CDATA[Bad credit mortgages]]></category>

		<category><![CDATA[Income protection]]></category>

		<category><![CDATA[MPPI]]></category>

		<category><![CDATA[Mortgage arrears]]></category>

		<category><![CDATA[Mortgage tools]]></category>

		<category><![CDATA[Remortgages]]></category>

		<category><![CDATA[credit crunch]]></category>

		<category><![CDATA[fixed rate mortgages]]></category>

		<category><![CDATA[cost of living]]></category>

		<category><![CDATA[criteria]]></category>

		<category><![CDATA[financial]]></category>

		<category><![CDATA[help]]></category>

		<category><![CDATA[mortgage]]></category>

		<category><![CDATA[repayments]]></category>

		<guid isPermaLink="false">http://yourmortgageandremortgage.wordpress.com/?p=45</guid>
		<description><![CDATA[Are you worried about how to keep costs down as mortgage repayments climb this year? Your Mortgage provides some budgeting tips
&#160;


Suspicious sorts might think all things financial seem to be conspiring against them at the moment. On top of a general tightening of criteria by mortgage lenders (and even credit card providers in some instances) [...]]]></description>
		<wfw:commentRss>http://yourmortgageandremortgage.wordpress.com/2008/03/06/facing-your-financial-fears/feed/</wfw:commentRss>
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		<item>
		<title>First-time buyers: don’t rush in!</title>
		<link>http://yourmortgageandremortgage.wordpress.com/2008/02/08/first-time-buyers-dont-rush-in/</link>
		<comments>http://yourmortgageandremortgage.wordpress.com/2008/02/08/first-time-buyers-dont-rush-in/#comments</comments>
		<pubDate>Fri, 08 Feb 2008 13:43:16 +0000</pubDate>
		<dc:creator>Your Mortgage and Remortgage</dc:creator>
		
		<category><![CDATA[First time buyers]]></category>

		<category><![CDATA[House prices]]></category>

		<category><![CDATA[Mortgage comparisons]]></category>

		<category><![CDATA[Tracker mortgages]]></category>

		<category><![CDATA[credit crunch]]></category>

		<category><![CDATA[fixed rate mortgages]]></category>

		<category><![CDATA[news]]></category>

		<category><![CDATA[mortgage news]]></category>

		<category><![CDATA[mortgages]]></category>

		<guid isPermaLink="false">http://yourmortgageandremortgage.wordpress.com/?p=41</guid>
		<description><![CDATA[In today’s ‘want it all and want it now’ culture, it’s not surprising that people – chief among them first-time buyers – often rush into buying a home. 
It’s perfectly reasonable to want to get on the property ladder, get settled and stop paying rent to fund someone else’s mortgage, but not at the cost [...]]]></description>
		<wfw:commentRss>http://yourmortgageandremortgage.wordpress.com/2008/02/08/first-time-buyers-dont-rush-in/feed/</wfw:commentRss>
	
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		<title>Predicting property prices</title>
		<link>http://yourmortgageandremortgage.wordpress.com/2008/01/10/predicting-property-prices/</link>
		<comments>http://yourmortgageandremortgage.wordpress.com/2008/01/10/predicting-property-prices/#comments</comments>
		<pubDate>Thu, 10 Jan 2008 12:26:50 +0000</pubDate>
		<dc:creator>Pauline McCallion</dc:creator>
		
		<category><![CDATA[House prices]]></category>

		<category><![CDATA[news]]></category>

		<category><![CDATA[London property]]></category>

		<category><![CDATA[mortgage]]></category>

		<category><![CDATA[mortgage news]]></category>

		<category><![CDATA[mortgages]]></category>

		<guid isPermaLink="false">http://yourmortgageandremortgage.wordpress.com/2008/01/10/predicting-property-prices/</guid>
		<description><![CDATA[Property-price watching has become a favourite pastime in recent years for UK home-owners – as well as those who haven’t quite reached the first rung of the ladder yet, of course. 
As a result, house price indices (showing historical prices) from lenders such as Nationwide, or from Government sources, such as the Department of Communities [...]]]></description>
		<wfw:commentRss>http://yourmortgageandremortgage.wordpress.com/2008/01/10/predicting-property-prices/feed/</wfw:commentRss>
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